Considering that we are in the midst of a recession I have decided to take it upon myself to test out some of the regularly recommended methods of dealing with little money or financially flexibility. So for the next series of blogs you will see me learning how to be green, testing out same day loans , exposing credit card myths, finding the most frugal energy suppliers, eating better food and generally trying to cut down cost and increase me income in the most credit crunch friendly way that I can.
Hopefully it should be an interesting few months or so and beneficial if not to myself, at least to a few of you.
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January 19th, 2011
When you first moved home I wonder how many of you actually really considered which energy suppliers you would use or whether you just went straight for whoever the house was currently hooked up to. I know on the majority of properties that I have rented in my life I have just gone for what was already there, despite constantly complaining about how much I was actually paying – especially during those cold winter months.
It was only by chance that my friend, a former employee of a big estate agents told me that certain gas and electric companies have deals with the agents if they can guarantee they are suppliers on their homes that I began to question it all. He recommended that I check outEnergy comparison comparison websites and see for myself. Sure enough, it quickly became apparent that I was paying my hard earned dollar to the more expensive suppliers and in talking to a few people that rented from the same company I found that they were doing the same.
Don’t get stung and have your say in who gives you power.
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January 15th, 2011
Being young and fresh out of education is often very difficult. Due to the spiralling costs of accommodation and tuition fees etc, we are often left out of pocket. Since leaving university I have been one of the lucky few to get a job, however I was nearly not so lucky. In fact, my working future was almost jeopardised before it had even begun.
Due to the nature of the job I was recquired to be able to drive, now this was not a problem as I had managed to pass my test first time when I was 17. What was a problem though was that I didn’t own a car. I had no means of getting to work or completing the various work related trips that I would be needed to. My immediate thoughts were to approach my bank for a short term loan in order to put a down payment on a car. However my application was declined due to already having a high overdraft from my time at Uni and not having a regular income. What was frustrating is that, if they gave me a loan I knew that I would be able to quickly pay it off with my first few months wages in the new job that I was set to start. To put it bluntly I was well and truly snookered.
Then I saw a billboard add for wonga which offer same day loans via an online service. Hey presto! I was back in the game and thanks to the very personalised approach to the loans I was able to pay it back quickly and on my own terms. Job done.
Image: nouveaustar
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September 25th, 2010
If you know how to attract money, it makes everything else in your life a breeze. Just think about how much easier it would be for you to find the time to exercise, to purchase nutritious foods and to get your health in order.
Just think about how much easier it would be for you to devote time to building relationships if you knew the secret to how to make money and manifest prosperity. And just think about how much easier it would be for you to find the time and the resources to accomplish any goal if you just had more financial resources.
The very first step to learning how to attract money, before you do anything else, is deciding on an exact amount which you expect to receive by an exact deadline. Now, don’t be unreasonable about this and expect to have $1 million in three months if you’ve never made more than $20,000 a year. Just set a small goal for yourself like $10,000 in the next six months. Once you achieve this, you’ll have the confidence to move on to bigger and better things.
If you want to know how to attract money and you haven’t been able to up to this point in your life, it’s probably because you haven’t become obsessed with your goal. Now, you don’t want to get obsessed with money, that’s not the point. Instead, set a specific goal for what you plan on doing with the money and get obsessed with the goal itself. It can be putting $10,000 into an emergency fund so that you can start your own business or it can be buying a new car. No matter what it is, the goal is more important than the amount of money needed to achieve it.
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